What Health Care Reform Means for Small Businesses

What Health Care Reform Means for Small Businesses

Posted: 04/03/13 In: Health Care

New legislation, stemming from the implementation of the Patient Protection and Affordable Care Act (PPACA) can be difficult to understand. The complexities surrounding health care reform provisions are driving employers of all sizes to search for understanding through resources and advisors they can trust.

So what is it that business owners, specifically small-business owners, must know when it comes to health care reform? First, let’s take a look at a selection of the provisions under health care reform and how they are affecting small employers:

  • Small Employer Tax Credits
    • Effective: Current small employer tax credit rates are effective through 2013; enhanced credit will be available on January 1, 2014.

      If you employ fewer than 25 full-time equivalent employees with average annual wages of less than $50,000 and contribute to employees’ qualified health care coverage a uniform percentage not less than 50 percent of premium costs, you are eligible to take advantage of this requirement.

      Small employers that satisfy the criteria have been eligible to receive tax credits since 2010. For tax years 2010 through

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